Let Bansley Anthony provide the lawyer who can do this for you. We have experience with worker’s compensation cases and can help you in this difficult situation. Whether your boss is cooperating with your or not, we can make sure that you truly get the compensation that the law allows you to receive. We can guide you through this difficult process, answer your questions, and help you make the tough choices. Contact us today to discuss your situation in a free consultation.
What is Worker’s Compensation?
Worker’s compensation is a program designed to benefit both employees and employers when an injury or illness occurs on the job. Employees benefit because they receive money to pay for medical bills and to make up for their loss of income, and employers benefit because participation in the program means that they will avoid a lawsuit being filed against the company. In addition, both parties will avoid costly fees that are involved in personal injury lawsuits.
Worker’s Compensation Eligibility
In order to receive worker’s compensation, you must be injured while on the job. As soon as you are injured, you should contact your employer and inform him or her of the injury. Then, you should get a medical examination to determine the extent of your injuries. If you are not injured while on the job or if you did not become sick as a result of work, you will not be able to get money from your employer.
In addition, you have to be a full or part time employer of a company that offers worker’s compensation in order to receive it. Most companies are obligated to provide worker’s compensation through a state run worker’s compensation insurance program or a private insurance company.
Ineligibility for Worker’s Compensation
If you are injured as a result of your own negligence or carelessness, your injury or illness is not the responsibility of your employer. For example, if you are intoxicated while at work, and you injure yourself as a result, an employer will most likely deny your worker’s compensation claim. In addition, some companies do not offer worker’s compensation. This is sometimes the case when a business only has one employee (a solo practice run by one person). In addition, some officers can opt out of worker’s compensation benefits. If you do not qualify for worker’s compensation, the only other way that you can receive compensation for your injuries is to file a personal injury lawsuit against your employer.
Filing for Worker’s Compensation
After you tell your employer about your injury or illness and you see a doctor, you should file a claim for worker’s compensation. Your employer will have to agree that your injury occurred on the job or is a result of the job in order for you to get compensation. If your employer refuses to accept the worker’s compensation claim that you have filed, you may file an appeal claim. The state agency will then review your appeal and determine if you should receive worker’s compensation or not.
If you are awarded worker’s compensation, you will have access to the following benefits:
- Physical therapy.
- Prescription pills.
- Loss of income compensation.
- Medical bills.
- Surgical bills.
- Medical equipment.
- Money for pain and suffering.
- If a worker is killed while on the job, his or her family will receive a death benefit.
The above expenses will be paid for through worker’s compensation.
If you have been injured or become seriously ill at work, you will most likely be entitled to worker’s compensation. However, to make sure that you are fully compensated for, hiring a lawyer is in your best interest. The lawyers at Bansley Anthony can make sure that you communicate with your employer during this difficult time and that you are not cheated of your compensation. If there are any issues with your case, one of our lawyers can resolve them. To discuss your situation today, contact us here for a free consultation. We are happy to answer your questions and help you in this situation. If you cannot receive worker’s compensation, and you are interested in filing a personal injury lawsuit, we can assist you with this endeavor.